LONG TERM VIEW INFORMATION

The Future:

> Final Adjustments

  ~ Special Costs and Expenses?

  ~ Help From Family or Friends?

  ~ Long Term Care Insurance?

> Decisions

  ~ How Long at Each Level of Care?

> Results

  ~ The Costs Over Time.

 

Let's make some final adjustments in regards to costs, expenses and financial assistance. 

Remember in Facility Costs Questions, we looked at five categories, or levels of care at a CCRC (Continuing Care Retirement Community):  Independent, Assisted Living Levels 1 - 3 and Skilled Nursing Care.  Now you need to estimate where you will be in the future.  How long will you be IND?  AL1?  NC?  We spoke of ADLs (Activities of Daily Living) and IADLs (Instrumental Activities of Daily Living) and how the Health Community uses them to evaluate the individual.  You need to make some choices, an estimate, of where you will be and for how long.